It seems like every day I am getting email or mail for a new credit card promotion. I’m always skeptical of scams and don’t want to be taken. Do you have any advice regarding these solicitations?
ali sareen – brampton, ON
Be careful of email spam. It’s quite possible that the offer could be legit, however there are a lot of criminals on-line who are just looking to defraud you or capture your personal information for identity theft.
Regarding snail mail offers – direct marketing has become a very sophisticated marketing tactic and as a result, oftentimes you are sent these promotions because they are a perfect fit for your customer profile. My suggestion here would be to read the fine print and really understand the offer – it may be just what you are looking for.
– Credit Brain